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Tag: Banks

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White House Study Debunks Stablecoin Threat to Banks
Eliminating stablecoin yield increases bank lending by just $2.1B, or 0.02%.
Most stablecoin reserves remain in banks, limiting impact on credit creation.
Consumer access to competitive returns would be lost if yield were prohibited.

A new report from the White… Read full article
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Not A Threat: Stablecoin Yield Won’t Harm Banks, White House Economists Say
In a positive development for the crypto industry, a recent study by White House economists affirmed that stablecoin yield won’t harm community banks, and its prohibition won’t have a meaningful impact on overall lending in the banking system.

Stablecoin Yield… Read full article
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Why Global Banks May Pick XRP Over Stablecoins Like USDT; Ex-Ripple Exec
A fascinating debate about XRP and stablecoins like USDT has emerged between former Ripple CTO David Schwartz and members of the XRP community. During the exchange, questions were raised about whether banks would choose XRP despite Ripple’s concentrated token ownership—and… Read full article
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Stellar Builds Privacy Layer Enabling Banks To Move Trillions Securely On Chain
Stellar builds a privacy layer enabling banks like Societe Generale to move trillions securely on-chain with stablecoins.
Banks are exploring blockchain solutions to move large amounts of money, but privacy is their main concern.
Stellar is building technology to meet… Read full article
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Finding Reliable Infrastructure for Web3 Banking: My Top Recommendation
As we bridge the gap between Traditional Finance and Blockchain, the biggest hurdle I’ve encountered is finding “Bank-Grade” hosting. Most…Continue reading on Medium » Read full article
14h ago
Medium.com
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Swiss Banks Launch Franc Stablecoin Pilot as Digital Currency Race Moves Into Production
Key Takeaways

Six major Swiss banks launched a live CHF stablecoin sandbox on April 8, 2026.
The pilot tests atomic settlement, smart contracts, and blockchain-to-banking connectivity.
Switzerland is one piece of a global race already in production across China, the… Read full article
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Why “Real-World Asset” (RWA) Tokenization is the Final Frontier for Banks ️
After 16 years in the traditional banking sector, I’ve seen many “trends” come and go. But what we are witnessing today with RWA…Continue reading on Medium » Read full article
16h ago
Medium.com
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Circle Launches CPN Managed Payments for Banks and PSPs to Settle in USDC Without Holding Crypto
Circle Internet Group launched CPN Managed Payments on Wednesday, a full-stack stablecoin settlement platform designed to let banks, fintechs, and payment service providers process USDC transactions without holding or managing digital assets. Key Takeaways: Circle launched CPN Managed Payments on… Read full article
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Swiss Top Banks Launch Live Trial for CHF Stablecoin
Swiss banks start CHF stablecoin sandbox, while Thailand moves to tighten crypto funding rules to stop illegal financial activities.
A group of leading Swiss banks has launched a live trial for a Swiss franc stablecoin. At the same time, Thailand… Read full article
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White House Says Banning Stablecoin Yield Would Hurt Consumers More Than It Helps Banks
Bitcoin Magazine

White House Says Banning Stablecoin Yield Would Hurt Consumers More Than It Helps Banks

The federal government’s own economists at the White House have thrown cold water on one of the central justifications for restricting stablecoin returns —… Read full article
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The Five Things Banks Don’t Want You to Know About Your Own Money
How decentralized finance is quietly dismantling a system built to keep you on the outsideContinue reading on Medium » Read full article
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Stablecoin yields won’t harm banks, White House economists say
White House economists say banning stablecoin yield would add little to bank lending while imposing significant costs on users. Read full article
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UBS partners with five banks for Swiss franc stablecoin sandbox
UBS, PostFinance, Sygnum and others launched a 2026 sandbox to test Swiss franc stablecoin use cases and blockchain payment rails in Switzerland. Read full article
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White Label Digital Banking Solutions
Launching a digital banking product from scratch is expensive, slow, and operationally demanding.Continue reading on Medium » Read full article
1d ago
Medium.com
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U.S. regulators tighten AML rules while banning “reputation risk” in banking overhaul
A coordinated U.S. regulatory push is reshaping banking and stablecoin oversight, combining stricter AML rules with limits on discretionary supervision. Read full article
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Russia Moves Toward Stricter Crypto Regulation: Banks and Businesses Prepare for a Legal Crypto…
Russia has taken a decisive step toward building a transparent and regulated digital asset market. The government has submitted a package…Continue reading on Medium » Read full article
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Russia Moves Toward Stricter Crypto Regulation: Banks and Businesses Prepare for a Legal Crypto…
Russia has taken a decisive step toward building a transparent and regulated digital asset market. The government has submitted a package…Continue reading on Medium » Read full article
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EMI vs. Traditional Banks: why Web3 abandoned Wall Street in 2026
If you run a Web3 or crypto-oriented business in 2026, you know the drill. You spend months structuring a perfectly compliant entity, you…Continue reading on Medium » Read full article
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Argentine banks testing JPMorgan’s JPM Coin to speed up settlements: Report
Argentine lenders are reportedly testing JPMorgan’s JPM Coin to improve settlement speed and efficiency, even as the central bank maintains restrictions on crypto services. Read full article
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JPMorgan CEO says AI will transform banking faster than the internet era
SEC chair Paul Atkins said a crypto safe harbor proposal is now under White House review as regulators define how digital assets are treated. Read full article
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Banks Understand People. But What About AI?
aeon.xyzContinue reading on Medium » Read full article
2d ago
Medium.com
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Local Banks Pilot JPMorgan’s JPM Coin in Argentina
A handful of banking institutions would be trialing this token to streamline interbank settlements, taking advantage of the benefits JPM Coin can bring in terms of costs, speed, and efficiency, as regulators evaluate lifting the ban on banks offering crypto… Read full article
2d ago
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