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Tag: Banks

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What Happens If XRP Starts Competing With Major Banks?
The idea of a cryptocurrency like XRP competing directly with global banks once sounded unrealistic, but that line is starting to blur. Ripple, the payments technology company behind XRP, has spent recent months pushing deeper into payments, liquidity, custody, and… Read full article
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Bitcoin is about to hit the Federal Reserve’s 2026 stress tests, creating a massive capital risk for regulated banks
Bitcoin is about to hit the Federal Reserve’s 2026 stress tests, creating a massive capital risk for regulated banks

With IBIT near $70B and G-SIB broker-dealers acting as authorized participants, margin and liquidity shocks get harder to dismiss.

Gino Matos… Read full article
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Coinbase Exec Points Out The Big Difference Between Bitcoin And Central Banks
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Strict editorial policy that focuses on accuracy, relevance,… Read full article
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Will yield-bearing stablecoins force banks into the crypto industry? David Sacks offers new insights
Investors rotate from legacy memecoins to high-velocity assets like Patos seeking growth over preservation returns. Read full article
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Banks vs. Crypto: How Regulation Could End the Divide
Speaking on the sidelines of the World Economic Forum in Davos, White House crypto adviser David Sacks described a future where banks and crypto firms no longer operate in parallel worlds, but inside the same digital asset ecosystem.

Key Takeaways… Read full article
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How the banking industry’s ‘rural America’ plea stalls the crypto bill
White House urged a 'compromise' on yield to pass the CLARITY Act Read full article
10h ago
AMBCrypto
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Younger Americans Trust Crypto Far More Than Banks, OKX Survey Finds
OKX survey shows Gen Z and Millennials far more trusting of crypto platforms than Baby Boomers. OKX released survey results in the United States on January 21, 2026 showing 40% of Gen Z and 41% of Millennials give crypto platforms… Read full article
11h ago
Bitcoin News
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Ripple Announces Major New Integration With Core Banking Systems
This marks a more pragmatic phase of blockchain adoption – one focused on integration rather than disruption.
Key Takeaways

Ripple is integrating XRP payments directly into core banking systems via DXC.
Banks can enable blockchain payments without changing existing infrastructure.… Read full article
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White House Official Reveals Banks Will Fully Embrace Crypto After U.S. Legislation Passes
White House official says U.S. banks will fully enter crypto after market structure law passes, following remarks made live at Davos 2026.
At the 2026 World Economic Forum in Davos, David Sacks, the White House’s crypto czar, announced that banks… Read full article
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How Iran Used Crypto to Move Dollars Outside the Banking System
Using a network of crypto wallets, the central bank appears to have systematically built a reserve of digital dollars outside the traditional banking system. Elliptic stresses that this figure is likely a minimum, as it only reflects wallets that could… Read full article
16h ago
Coindoo.com
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Can Crypto Provide Financial Inclusion Where Banks Have Failed in Africa?
The numbers tell a stark story about traditional banking in Zambia. Despite decades of financial sector development, only 15 to 20 percent…Continue reading on Medium » Read full article
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US Crypto czar Sacks says banks, crypto will merge into 'one digital asset industry'
In an interview from the WEF in Davos, David Sacks addressed disputes over stablecoin yield and the crypto market structure legislation that's stalled in the US Senate. Read full article
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Ripple to Central Banks: Integrate Stablecoins or Fall Behind
 Ripple is calling on central banks to implement regulated stablecoins because the 300 billion market takes the shape of Visa, transforming world payments.
Stablecoins are no longer an experiment. The market is over $300 billion and the amount of transactions… Read full article
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Bank of Italy chief says banks, not stablecoins, anchor digital money
The Bank of Italy's Fabio Panetta said stablecoins can only play a complementary role in the monetary system, arguing that their stability depends on fiat currency pegs. Read full article
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Central banks vs Bitcoin: Who deserves the public’s trust?
At the World Economic Forum in Davos, the French central bank governor and Coinbase CEO clashed over whether trust in money comes from institutions or decentralized Bitcoin. Read full article
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Gen Z and Millennials see crypto as future of finance, Boomers stick with banks
With Boomers controlling more than half of US household wealth, the coming generational transfer could funnel a portion of this capital into crypto markets, a new OKX survey shows. Read full article
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Stablecoins Route Around Banks. Tokenized Deposits Upgrade Them.
Tokenized deposits let banks keep funds on balance sheet and settle 24/7. Discover the key differences vs stablecoins.Continue reading on Medium » Read full article
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Why Investors are Ditching Legacy Alts Like DOT, XRP, and SOL for Digitap ($TAP) Offshore Banking Security
Investor behavior is changing. In earlier cycles, attention centered on speed, interoperability, and institutional partnerships. Tokens like Polkadot, XRP, and Solana became household names because they represented technical progress. But today, priorities are shifting again. Many investors are no longer… Read full article
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Ray Dalio warns of banks shying away from fiat, praises gold surging
The hedge fund manager said central banks were not handling fiat in the same way, warning of a breakdown in the global monetary order. Read full article
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South Korea Rethinks How Crypto Exchanges Access Banks
What was once seen as a practical compliance solution is now being questioned as a potential brake on competition.
Key Takeaways

South Korea is reviewing exclusive bank ties in crypto.
Regulators worry the model limits competition.
Smaller exchanges struggle to… Read full article
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Ripple Exec Pushes Central Banks To Back Regulated Stablecoins
Ripple’s UK & Europe policy director Matthew Osborne is urging central banks to stop treating stablecoins as an external threat and instead fold well-regulated issuers into core safeguards, arguing that oversight plus access to official infrastructure can make stablecoins a… Read full article
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ICE is ditching traditional banks to settle NYSE trades with tokenized cash, and the hidden risks are actually massive
ICE is ditching traditional banks to settle NYSE trades with tokenized cash, and the hidden risks are actually massive

By integrating stablecoin funding and blockchain systems, ICE aims to revolutionize market uptime and liquidity in a new era of finance.… Read full article
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Revolut Applies for Banking License in Peruvian Expansion Push
The company announced that this movie is part of its strategy to bring a local payment and banking alternative to Peru. Peru has a large level of smartphone penetration, but many Peruvians still lack access to financial services. Revolut Announces… Read full article
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Best Crypto Presale Showdown: Banking Giants Remittix vs Digitap ($TAP)
As the search for the best crypto presale of 2026 intensifies, one theme is dominating serious conversations: banking utility. The speculative narratives of past cycles are giving way to projects that solve real financial problems at scale. Two presale contenders… Read full article
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When Clearing Banks “Mint Money”: How ClearBank and Taurus Are Rewriting the Code of Global…
Financial system transformations often begin in the quietest corners. In early 2026, while market attention remained focused on crypto…Continue reading on Medium » Read full article
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